Gainesville Title Loans Can Bring You A Better Life

Easy Choice Lending is the easy choice when it comes to title loans in Gainesville, FL. Every now and again, a random expense makes itself apparent and tries to take more than you can give. It might take the shape of a plane ticket, a flat tire, a car wreck, maybe an unresponsive digitizer in your smartphone — something significant that requires immediate service.

Who do you go to when there isn’t anyone left to lend you the money you need?

Title loans in Florida are the closest thing to borrowing the money straight from a friend or family member. Our auto pawn services crutch on the strength of your vehicle’s fair market worth to determine how large you loan may be, which averages in the thousands for most of our clients. This also means that we never need to run a credit check on you, so don’t sweat your history — we never look at it. We keep our interest rates at law-abiding lows and maintain the honesty and respect for our clients that other lenders aren’t known for. We’re aware of the reputation that malicious lenders have given our industry, and title loans in Gainesville, FL are here to change that.

Fast and Easy Applying for Gainesville Title Loans

Getting to the great benefits of title loans in Gainesville isn’t a complicated matter. Believe it or not, we don’t require a whole lot to extend our services to clients from any walk of life, including those who are collecting government benefits. In addition, we’re able to accept the title to any motor vehicle — not just cars, trucks and vans.

We require three basic pieces of information about you to get the ball rolling toward a brighter future:

• A phone number to reach you at and a name to grace you by when we get through
• Your email address for record-keeping and your ZIP code
• The style, model, make and mileage of the vehicle that’s represented by the title that you’re offering us

There are a handful of variables that weigh into the maximum amount of cash that we’ll allow you to take out through title loans in Gainesville, FL. These factors include:

• The presence of any liens or restrictions on the title, as these will reduce the value of your loan
• Proof of dependable income, which improves our trust in your ability to repay the loan on time
• The actual value of the land- or water-based vehicle that’s listed on the title

Florida Laws That Protect You

1. Surity of Timeliness. All title loan companies are required by law to check their clients’ income information and verify it. This is to guarantee that you can pay off the loan at the requested size.
2. Usurious Interest Rates. Lenders of our caliber are actually prohibited from assessing interest rates that go over 10%. Doing so constitutes usury, which is a business-breaking felony.
3. Government-Issued Licensing. Like with many other major professions, we can’t create and distribute title loans in Gainesville without the licensing required by the state government. This means that every representative who you speak with knows what they’re doing and has been tested for their honesty and competence.

No Doubt About It

No other lending company offers the benefits that we do, especially payday and cash advance services. Where other lenders can only provide three-figure loan sums at a delivery pace of a day or two, we average four-figure loans within a few hours and bring 10% interest rates in tow. If all else fails, we offer refinancing and buyout plans to help you stay afloat.